“IDBI Bank Is Getting a Foreign Owner. What Changes for You?” (about 1:28, 9:16)
Style block (paste into every scene)
STYLE: Clean modern financial-explainer motion graphics, 2.5D, vertical 9:16. Deep navy background (#0B1B3A), accent colours teal (#14B8A6) and saffron (#F59E0B), white text. Bold geometric sans-serif numbers that count up. Smooth ease-in-out transitions, subtle grain, soft glow on key numbers. Generic Indian bank building and generic icons only — NO real logos, brand marks or real people's faces. Subject centred, keep bottom 20% clear for captions.
VOICE: Calm, confident Indian-English news-explainer narrator, medium pace.
Narration script with scene prompts
S1 · 0:00–0:05 · HOOK
Narration: “India just approved selling control of a bank to a Canadian company. If you bank with IDBI, watch till the end.”
On-screen text: SOLD? 🏦➡️🇨🇦
[STYLE BLOCK] A generic Indian bank building at centre; a glowing "SOLD" stamp slams onto it, then a line animates from an India map outline to a Canada map outline. Camera: quick punch-in on the stamp. SFX: heavy stamp thud, whoosh.
S2 · 0:05–0:14
Narration: “On 14 October, the Union Cabinet cleared the sale of 60.72% of IDBI Bank to Fairfax Financial Holdings, the Canadian group led by Prem Watsa, for about ₹52,878 crore.”
On-screen text: 60.72% · ₹52,878 crore · 14 Oct 2026
[STYLE BLOCK] Big number "₹52,878 CRORE" counts up from zero in saffron, with "60.72%" appearing above it in teal and a small date tag "14 OCT 2026". Camera: slow push-in. SFX: rising digital tick.
S3 · 0:14–0:26 · BEFORE/AFTER PIE
Narration: “Who’s selling? The government sells 30.48%, and LIC sells 30.24%. After the deal, the government keeps 15% and LIC keeps 19%. That’s 34% together.”
On-screen text: Govt 30.48% + LIC 30.24% = 60.72% sold
[STYLE BLOCK] Animated donut chart. BEFORE: Government 45.48% (blue), LIC 49.24% (teal), Public 5.28% (grey). Slices slide apart and a saffron "FAIRFAX 60.72%" slice forms from parts of both. AFTER labels: Fairfax 60.72%, LIC 19%, Govt 15%, Public 5.28%. Camera: static, chart rotates slightly. SFX: soft clicks as slices move.
S4 · 0:26–0:35
Narration: “It’s being called the biggest strategic sale since Air India, and the largest FDI deal ever in India’s financial sector.”
On-screen text: Biggest since Air India · Largest financial-sector FDI
[STYLE BLOCK] Two bold badges drop in one after another: "BIGGEST SINCE AIR INDIA" (with a generic airliner icon, no logos) and "LARGEST FDI IN FINANCE". Camera: whip-pan between badges. SFX: impact hits.
S5 · 0:35–0:45 · BACKSTORY
Narration: “IDBI began in 1964 as a government development bank for industry. LIC took control in 2019. The sale process started in October 2022.”
On-screen text: 1964 → 2019 → 2022 → 2026
[STYLE BLOCK] Horizontal timeline drawing itself left to right with four glowing nodes: 1964 (factory icon), 2019 (LIC as generic insurance-shield icon), 2022 (document icon), 2026 (handshake icon). Camera: tracking pan along timeline. SFX: soft whooshes per node.
S6 · 0:45–1:00 · THE PAYOFF: WHAT CHANGES FOR YOU
Narration: “So, what changes for you? Your account doesn’t close. Your FD rate doesn’t change automatically. Your EMIs follow your current loan terms. Eligible deposits stay insured up to ₹5 lakh per depositor, and the RBI still regulates the bank.”
On-screen text, one checkmark at a time:
✅ Account stays open · ✅ FD rate unchanged · ✅ Loan terms same · 🛡️ ₹5 lakh deposit insurance · 🏛️ RBI-regulated
[STYLE BLOCK] A phone screen mock-up of a generic banking app (no brand); five checklist items tick on one by one with teal checkmarks; a glowing shield icon labelled "₹5 LAKH INSURED" pulses at the end. Camera: slow push-in on phone. SFX: satisfying tick per item, warm chime on shield.
S7 · 1:00–1:08 · SHAREHOLDERS
Narration: “For shareholders: Fairfax is paying ₹81 a share, above the independently assessed fair value of ₹75.99. It also has to make an open offer to minority shareholders.”
On-screen text: ₹81/share vs fair value ₹75.99
[STYLE BLOCK] Two vertical bars rise side by side: grey bar "FAIR VALUE ₹75.99", taller saffron bar "DEAL PRICE ₹81". An "OPEN OFFER" envelope icon slides in. Camera: static with slight parallax. SFX: rising tone.
S8 · 1:08–1:20 · WHAT’S NEXT
Narration: “Still pending: RBI approvals and the open offer. Within two years, Fairfax must merge or exit its stake in CSB Bank. Business Today reports the IDBI name stays for at least three years, and the government expects completion this financial year.”
On-screen text: NEXT: ⏳ RBI nod → ⏳ Open offer → ⏳ CSB merge/exit (2 yrs)
[STYLE BLOCK] A vertical checklist with three items showing amber hourglass icons: "RBI APPROVAL", "OPEN OFFER", "CSB: MERGE OR EXIT (2 YRS)". A small calendar flips to "FY 2026-27". Camera: slow tilt down the list. SFX: clock ticking softly.
S9 · 1:20–1:28 · WARNING + CTA
Narration: “One warning: scammers love news like this. No bank will ask for your OTP to ‘update’ your account after a sale. Send this to someone who banks with IDBI.”
On-screen text: 🚫 Never share your OTP · Send this to an IDBI customer
[STYLE BLOCK] A phone lights up with a suspicious SMS "Update your account — share OTP"; a bold red "SCAM" stamp hits it and it shatters into particles that reform into a share-arrow icon. Camera: punch-in then pull-back. SFX: alert buzz, glass shatter, soft whoosh.
