Video narration
Tanakhwah aur ghar ke budget mein pehle zaroori kharch sambhalte hain; to apni kshamata ke bheetar loan kaise ghataen? Pehle niyamit EMI, yaani har mahine ki tay kist, samay par bhariye. Atirikt bhugtan se pehle EMI aur zaroori kharchon ki vyavastha pakki rakhen. Saal mein ek atirikt bhugtan ka lakshya rakhen, par tabhi jab bachat aur zaroori kharch iski anumati den. Tanakhwah badhe, to atirikt aay ka ek hissa loan ki avadhi ghatane mein lagane par vichar karen. Bonus ya doosri atirikt kamai ke istemal ki yojana pehle banaen. Har prepayment ke baad bank se updated loan balance aur naya repayment schedule maangiye. Emergency bachat bacha kar rakhen; achanak kharch ke liye woh zaroori hai. Yeh kisi tay tareekh tak loan khatm karne ka vaada nahin. Maksad hai apni kshamata ke anusaar loan ghata kar bhavishya ke byaaj par niyantran rakhna. Yaani jaldbaazi nahin: EMI niyamit, atirikt bhugtan sochkar, aur emergency ki bachat surakshit rakhkar aage badhiye.