Create a 9:16 vertical Instagram reel, about 60 seconds, with a Hinglish (Hindi-English) voiceover in an energetic, clear male voice. Style: dark black background, yellow accent color, small monospace tag chip at the top reading "IPO KAISE KAAM KARTA HAI", bold word-by-word captions at the bottom where the spoken word is highlighted in yellow, animated infographics (flow steps, pie chart, ticking calendar, money block and unblock), modern explainer look. Show the numbers on screen exactly as written below. End with the disclaimer.
SCENE 1 (hook)
Voiceover: "IPO mein paisa lagaya, par shares nahi mile? Aisa kyun hota hai? 60 second mein poora process samjho."
On screen: big text "IPO = PUBLIC MEIN PEHLI ENTRY"
SCENE 2 (IPO kya hai)
Voiceover: "IPO matlab company pehli baar apne shares aam public ko bechti hai, taaki us se paisa jutaye."
On screen: Company logo box → arrow → "PUBLIC" box, paisa wapas aata hua
SCENE 3 (issue ke prakar)
Voiceover: "Do tarah ka issue hota hai. Fresh issue mein naye shares bante hain aur paisa company ko milta hai. Offer for sale mein purane investor apne shares bechte hain, paisa unki jeb mein jaata hai."
On screen: do cards: "FRESH ISSUE → paisa COMPANY ko" aur "OFFER FOR SALE → paisa PURANE INVESTOR ko"
SCENE 4 (company ki taiyari)
Voiceover: "Pehle company merchant banker rakhti hai. Phir SEBI ko DRHP naam ka draft document deti hai. SEBI se approval milne ke baad hi aage badh sakte hain."
On screen: steps: "BANKER → DRHP → SEBI APPROVAL"
SCENE 5 (price band aur dates)
Voiceover: "Phir company price band aur dates batati hai. Anchor investors ek din pehle bid karte hain. Aam public ke liye IPO teen din khula rehta hai."
On screen: "PRICE BAND", "ANCHOR: 1 DIN PEHLE", "BIDDING: 3 DIN"
SCENE 6 (kaun kitna)
Voiceover: "Shares teen hisson mein bante hain. Badi institutions, yaani QIB ko kareeb aadha. HNI ko kareeb 15 percent. Aur retail investor ko kareeb 35 percent. Retail mein ek insaan do lakh rupaye tak hi bid kar sakta hai."
On screen: pie chart: QIB 50% | HNI 15% | RETAIL 35%, chhota text "Retail limit: ₹2 lakh" (note: normal structure, har IPO mein fark ho sakta hai)
SCENE 7 (paisa block hota hai)
Voiceover: "UPI se bid karte ho to paisa katta nahi, sirf block hota hai. Shares mile to paisa katega. Nahi mile to block khul jayega."
On screen: ₹ block lock icon → "MILA → PAISA KATA" / "NAHI MILA → UNBLOCK"
SCENE 8 (allotment)
Voiceover: "Agar IPO oversubscribe ho gaya, yaani shares kam aur bid zyada, to retail mein lottery nikalti hai. Har PAN card ko sirf ek entry milti hai, chahe kitni bhi bid daalo. Isliye kai baar nahi milta."
On screen: lottery drum, text "1 PAN = 1 ENTRY"
SCENE 9 (listing)
Voiceover: "Bidding band hone ke baad kareeb teen din mein allotment, refund aur shares demat mein aate hain, aur phir stock exchange par listing hoti hai."
On screen: timeline "BID BAND → ALLOTMENT → DEMAT MEIN SHARES → LISTING"
SCENE 10 (end)
Voiceover: "Ye sirf jaankari hai, investment salah nahi. Aisi aur videos ke liye follow karo."
On screen: "Not investment advice" + FOLLOW button
